Choose the way you pay when you checkout with Shop Pay. Split your purchase into flexible payments with as low as $107 per month.

Plus, every Shop Pay purchase removes carbon from the air—at no extra cost.

How it works:

1. Shop our sofa bed range and & add your items to your cart.

2. Select Shop Pay at checkout.

3. Choose the Shop Pay option to pay in installments & get approved in minutes.

Why pay with Shop Pay?

  • Approved in Minutes

    Get a real-time decision on your eligibility.

  • Easy Payments, Your Way

    Split your purchase into easy bi-weekly or monthly payments.

  • No surprises

    No late or hidden fees.

Frequently Asked Questions

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Are there late fees?

No, there are no late fees if you miss a scheduled payment.

What if I miss an installment payment?

There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future. If you have questions about a missed installment payment, then you can contact Affirm support for assistance.

What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments with 0% APR, or monthly installments with no hidden or late fees*.

Which payment methods are accepted if I use the option to pay in installments on Shop Pay?

For non-interest bearing orders, debit and credit cards are accepted through Shop Pay. For interest bearing orders, you can only pay using a debit card.

Have more questions?

For questions about instalment payments on Shop Pay, visit

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. State notices to consumers